You might be hearing a lot about the national unemployment rate, but what about underemployment?

Working, but not getting enough hours to make ends meet, is a problem for about 40,000 Philadelphians, according to Billy Penn.

Similar to its massive list of low-cost summer camps for Philly kids, the online news pub just rounded up resources for those experiencing economic hardship — this time for free and affordable workforce development and job training programs in the city.

Billy Penn plans to publish a Part 2 of this resource list, but for now, here’s what the team came up with:

• American Red Cross
• Brightwood Career Institute
• Center for Social Policy & Community Development
• City of Philadelphia Office of Human Resources
• Community College of Philadelphia
• Congreso de Latinos Unidos
• Connection Training Services
• District 1199CC Training & Upgrading Fund
• Home Care Associates
• JEVS Human Services
• Lincoln Technical Institute
• Philadelphia Job Corps Life Science Institute

For teens, at least, we can think of a few more: Hopeworks ‘N Camden and Urban Technology Project both train young people for tech jobs.